Scott is a Certified Financial Planner (CFP®). After spending nearly 10 years working for large financial institutions, Scott made the decision to strike out on his own in 2016 and start Mellen Money Management. It was Scott's mission to provide independent financial advice with a specialization around helping clients better manage the cost of college.
Beyond the items already outlined below, Scott also helps borrowers nail down the necessary steps to qualify for Public Service Loan Forgiveness (PSLF), quantify the overall net costs of ALL repayment plans at their disposal, prepare for any tax liabilities that might result from debt forgiveness, and analyze the tax implications of filing your taxes as married separately. These are all important factors when formulating a detailed plan of attack around conquering your student debt burden.
- Help clients select the best repayment plan
- Evaluate loan forgiveness vs. refinancing vs. extra payments
- Integrate your student loans into a big picture plan (retirement)
- Expertise working with veterinarians, physicians, and attorneys
Scott is handling $5,400,075.00 total student debt